The hard road to a more perfect democracy
The health care bill that hopefully will pass in the Senate on Christmas Eve isn't final. The finalized legislation will be negotiated between House and Senate conferees early next year. But it seems safe at this point to make a few observations about what the Health Care Reform struggle 2009-2010 will do or has done.
• It has helped clarify just how dysfunctional Congress is (see Ruth Marcus' "The next decade from hell?" Washington Post, Dec. 23 here or Richard Cohen's "An imperfect ray of hope," Washington Post, Dec. 22 here).
• It exposed some members of the Senate, like Ben Nelson (D-Neb.) or Joe Lieberman (I-Conn.) as particularly repellant (see Michael Gerson's "For sale: One senator (D-Neb.). No principles, low price." Washington Post, Dec. 23 here or Eugene Robinson's "Health-care hardball," Washington Post,Dec. 18 here).
• It created opportunity for Republican members of the Senate to raise the bar for hypocrisy. Mitch McConnell, the Senate Minority leader and his caucus did everything they could to keep health care reform in any form from passing, including forcing Democrats to get 92 year-old Sen. Byrd (D-W Va.) to haul himself and his wheelchair to the Senate for roll call votes three times in the last week. They relentlessly criticized every compromise Senate Majority Leader Harry Reid (D-Nev.) brokered in an effort to get something passed. Hearing Sen. Lindsay Graham (D-SC) on NPR denounce the admittedly repugnant deal with Ben Nelson, as though Graham was a disappointed advocate for a better bill, seemed somewhat like we had all fallen down a large rabbit hole. Other Republicans seemed to be wishing for fate in the form of, say, a sudden illness that would prevent Democrats from rounding up 60 votes. It boggles the mind that Republicans have seemingly decided their obstructionist behavior and petty cruelties improve their chances of success in the 2010 mid-term elections.
• It will result in a bill that will dismay virtually every Democratic voter (see Harold Meyerson's "For unions, a messy bargain," Washington Post, Dec. 23, here), but it is a start; that fact will prove to be more important than many disappointed advocates are likely to believe (see Eugene Robinson's "Carpe health reform," Washington Post, Dec. 22, here or Henry J. Aaron's "Health-reform legislation would accomplish more than critics admit," Washington Post, Dec. 18, here).
• It confirmed that there is a senator for the rest of us. Bernie Sanders, the Independent from Vermont worked diligently to make a bad bill as promising as possible (see Katrina Vanden Heuvel's post on The Nation's website, Dec. 22, here).
It seems to be a general perception that if the US electorate were as sophisticated as the Western European demos, we would have a democracy that provided national healthcare, assumed international leadership on global warming and invaded fewer foreign countries, but that's probably not a helpful comparison. We should measure our democracy by the effort we put in to improving it, by the quality of our encounters with political opponents, and by the accumulated progress we make. As Eugene Robinson pointed out in "Carpe health reform," the US may continue for some time to come to use wealth and work as a means to ration health care, but with President Obama's signing of the health care reform bill early next year, we will, for the first time, "enshrine the principle that all Americans deserve access to medical care regardless of their ability to pay." We should celebrate that achievement while we are also working on the peace dividend, affordable housing, quality public education. and clean air and water.
Showing posts with label Ruth Marcus. Show all posts
Showing posts with label Ruth Marcus. Show all posts
Wednesday, December 23, 2009
Wednesday, July 22, 2009
Health Care Reform Lurking
But Not Good Enough?
The Washington Post ran seven articles on health care, one on the front page, in an 18-page first section today. The coverage added up to more than 10 percent of the paper's first section. Hurricane Katrina may have been the last time that coverage of a single issue was so dominant in the Post, though I suppose I should check back issues to see if Michael Jackson's death might have made a similar footprint.
But the Post's focus is right on and the effort demands attention. In "Health Insurance Industry Spins Data in Fight Against Public Plan" writer David Hilzenrath says the industry is "cherry-pick[ing] the facts."
Citing an industry spokesperson who says the vast majority "of Americans are satisfied with their existing health coverage," Hilzenrath makes the editorially sound observation that the same poll shows that respondents also support "the creation of a public [health insurance] plan." Fetching additional data from another source, Hilzenrath observes that the public's apparent affection for their existing health insurance ought to be taken with a grain of salt. He writes:
In other words, if your health is good, and you're not relying on your insurance to keep you healthy, then you may not know if health care needs reforming (though one day, you will).. The percentage of those expressing approval for their existing insurance plans would also be lower if the 16 percent of Americans who don't have coverage were counted as at least neutral on the matter. Regardless, health insurers are likely the most powerful interest group at work on health care reform these days. And one reform, mandatory coverage, is naturally backed by health insurers.
The Post's front-page story "Like Car Insurance, Health Coverage May Be Mandated," explores the experience of mandated coverage in Massachusetts. In 2007, somewhere near 600,000 state residents, about 16 percent of the population, had no coverage. The state's health care reform required individuals to get coverage or pay a penalty, and required most employers to provide a coverage option or contribute to the overall cost. A year later, only three percent of residents were without coverage. Of that group about half paid the penalty rather than buy coverage, and "71,000 residents were exempted [from penalties] because they did not meet the minimum income levels."
A mandate will certainly benefit health insurers. If four out of every five Americans with no current coverage were to buy even $2,500 worth of health insurance (way below the current average premium), it would mean $80 billion a year in new revenue for the industry.
No rational person who doesn't work for a health insurer wants to create a new revenue stream for companies primarily responsible for the way we ration health care, but a mandate could dramatically reduce a variety of health care costs, including uncompensated emergency and hospital care. The amount of possible savings is unclear, but it's probably on the order of more than $100 billion each year. Several websites provide data that suggest the savings could be much higher. (Here and here are two of those sites.)
Op-ed pieces by Michael Gerson (a former Bush II speechwriter), "Health Care's Sensible Center," and Harold Meyerson (the only mainstream columnist I know of who identifies himself as a socialist), "The Can't-Do Blue Dogs," take apparently opposite positions on how much compromising Democrats ought to be doing on the road to getting health care done. But both writers are clear that the debate is largely between various positions within the Democratic party.
In my view, Gerson makes two big errors in his column. The first is discounting what President Obama might accomplish in the upcoming month. Obama may be too wounded politically by the continuing recession, growing unemployment and "trillions of dollars in stimulus and bailouts" to provide good leadership, Gerson writes. He also quotes William Galston of the Brookings Institution, who told Gerson that Congressional opposition to "boosting taxes on the rich" eliminates that option, but if Obama does enter the political fray with a specific list of reform requirements, taxing households with annual incomes of, say, $350,000 or more, ought to be completely doable. A reform bill promoted by House Speaker Nancy Pelosi envisions raising more than half a trillion dollars from such a tax (see the details here).
On this point, Meyerson is clear. Taxes ought to (and probably would) be paid, if not for "the Blue Dogs' ... deference to wealth." But even though I am anxious to see Obama weigh in on the subject, Steven Pearlstein ("Imperfect Health Reform Still Beats the Status Quo") sees Obama as "boxed in" and "lashed to the mast" of predicted deficits in both health care and federal spending. But so far, Obama's commitment to not raising taxes has been limited to individuals making less than $250,000 per year. To most of us, such an income threshold seems to go way beyond the middle-class, but it still leaves the president free to endorse tax revenues like those advocated by Pelosi.
For me, no analysis of this issue would be complete without checking on what Dean Baker, co-director for the Center on Economic and Policy Research (CEPR), has to say. Accordingly, here's "Taxing Health Insurance Premiums and Subsidizing Health Care Providers," which ran yesterday on truthout. Taxing the health benefits of working people won't do, Dean writes, but changing the drug patent system and relaxing immigration rules limiting entry of qualified medical doctors would cut $200-300 billion in annual health care costs.
The problem with all of this, as Ruth Marcus writes in "The F-22 Model for Medicare," is that current health care arrangements have always worked pretty good for insurers, providers and the shrinking numbers of workers with employer-provided health coverage. This creates both a powerful lobby for the status quo and another group of voters who simply have not supported dramatic reform. To Marcus, this sounds uncomfortably close to the experience with the endlessly funded F-22 fighter jet.
The lineup of powerful members of Congress who fought to maintain production of the F-22 despite the opposition of President Bush, President Obama, Sen. McCain and several secretaries of defense kept the program going. But just yesterday, Congress finally pulled the plug on the F-22.
On the way to a final optimistic note, Marcus advocates another reform not mentioned in the other articles, improvements to MedPAC or the Medicare Payment Advisory Commission, advocated in some form by the Obama administration and some members of Congress. Establishing "a MedPAC on steroids" would create huge Medicare savings and, in the process, reduce health care costs overall. "Because Medicare is the 800-pound gorilla of health care, its reimbursement policies also drive payment arrangements between private insurers and providers," she writes.
And, speaking of the F-22 and other good ways to save tens, maybe hundreds, of billions of dollars in military expenditures, lets give Marcus the last word.
The Washington Post ran seven articles on health care, one on the front page, in an 18-page first section today. The coverage added up to more than 10 percent of the paper's first section. Hurricane Katrina may have been the last time that coverage of a single issue was so dominant in the Post, though I suppose I should check back issues to see if Michael Jackson's death might have made a similar footprint.
But the Post's focus is right on and the effort demands attention. In "Health Insurance Industry Spins Data in Fight Against Public Plan" writer David Hilzenrath says the industry is "cherry-pick[ing] the facts."
Citing an industry spokesperson who says the vast majority "of Americans are satisfied with their existing health coverage," Hilzenrath makes the editorially sound observation that the same poll shows that respondents also support "the creation of a public [health insurance] plan." Fetching additional data from another source, Hilzenrath observes that the public's apparent affection for their existing health insurance ought to be taken with a grain of salt. He writes:
"Those who described their health as "excellent" -- people who presumably had relatively little experience pursuing medical care or submitting claims -- were almost twice as likely as those in good, fair or poor health to rate their private health insurance as excellent."
In other words, if your health is good, and you're not relying on your insurance to keep you healthy, then you may not know if health care needs reforming (though one day, you will).. The percentage of those expressing approval for their existing insurance plans would also be lower if the 16 percent of Americans who don't have coverage were counted as at least neutral on the matter. Regardless, health insurers are likely the most powerful interest group at work on health care reform these days. And one reform, mandatory coverage, is naturally backed by health insurers.
The Post's front-page story "Like Car Insurance, Health Coverage May Be Mandated," explores the experience of mandated coverage in Massachusetts. In 2007, somewhere near 600,000 state residents, about 16 percent of the population, had no coverage. The state's health care reform required individuals to get coverage or pay a penalty, and required most employers to provide a coverage option or contribute to the overall cost. A year later, only three percent of residents were without coverage. Of that group about half paid the penalty rather than buy coverage, and "71,000 residents were exempted [from penalties] because they did not meet the minimum income levels."
A mandate will certainly benefit health insurers. If four out of every five Americans with no current coverage were to buy even $2,500 worth of health insurance (way below the current average premium), it would mean $80 billion a year in new revenue for the industry.
No rational person who doesn't work for a health insurer wants to create a new revenue stream for companies primarily responsible for the way we ration health care, but a mandate could dramatically reduce a variety of health care costs, including uncompensated emergency and hospital care. The amount of possible savings is unclear, but it's probably on the order of more than $100 billion each year. Several websites provide data that suggest the savings could be much higher. (Here and here are two of those sites.)
Op-ed pieces by Michael Gerson (a former Bush II speechwriter), "Health Care's Sensible Center," and Harold Meyerson (the only mainstream columnist I know of who identifies himself as a socialist), "The Can't-Do Blue Dogs," take apparently opposite positions on how much compromising Democrats ought to be doing on the road to getting health care done. But both writers are clear that the debate is largely between various positions within the Democratic party.
In my view, Gerson makes two big errors in his column. The first is discounting what President Obama might accomplish in the upcoming month. Obama may be too wounded politically by the continuing recession, growing unemployment and "trillions of dollars in stimulus and bailouts" to provide good leadership, Gerson writes. He also quotes William Galston of the Brookings Institution, who told Gerson that Congressional opposition to "boosting taxes on the rich" eliminates that option, but if Obama does enter the political fray with a specific list of reform requirements, taxing households with annual incomes of, say, $350,000 or more, ought to be completely doable. A reform bill promoted by House Speaker Nancy Pelosi envisions raising more than half a trillion dollars from such a tax (see the details here).
On this point, Meyerson is clear. Taxes ought to (and probably would) be paid, if not for "the Blue Dogs' ... deference to wealth." But even though I am anxious to see Obama weigh in on the subject, Steven Pearlstein ("Imperfect Health Reform Still Beats the Status Quo") sees Obama as "boxed in" and "lashed to the mast" of predicted deficits in both health care and federal spending. But so far, Obama's commitment to not raising taxes has been limited to individuals making less than $250,000 per year. To most of us, such an income threshold seems to go way beyond the middle-class, but it still leaves the president free to endorse tax revenues like those advocated by Pelosi.
For me, no analysis of this issue would be complete without checking on what Dean Baker, co-director for the Center on Economic and Policy Research (CEPR), has to say. Accordingly, here's "Taxing Health Insurance Premiums and Subsidizing Health Care Providers," which ran yesterday on truthout. Taxing the health benefits of working people won't do, Dean writes, but changing the drug patent system and relaxing immigration rules limiting entry of qualified medical doctors would cut $200-300 billion in annual health care costs.
The problem with all of this, as Ruth Marcus writes in "The F-22 Model for Medicare," is that current health care arrangements have always worked pretty good for insurers, providers and the shrinking numbers of workers with employer-provided health coverage. This creates both a powerful lobby for the status quo and another group of voters who simply have not supported dramatic reform. To Marcus, this sounds uncomfortably close to the experience with the endlessly funded F-22 fighter jet.
The lineup of powerful members of Congress who fought to maintain production of the F-22 despite the opposition of President Bush, President Obama, Sen. McCain and several secretaries of defense kept the program going. But just yesterday, Congress finally pulled the plug on the F-22.
On the way to a final optimistic note, Marcus advocates another reform not mentioned in the other articles, improvements to MedPAC or the Medicare Payment Advisory Commission, advocated in some form by the Obama administration and some members of Congress. Establishing "a MedPAC on steroids" would create huge Medicare savings and, in the process, reduce health care costs overall. "Because Medicare is the 800-pound gorilla of health care, its reimbursement policies also drive payment arrangements between private insurers and providers," she writes.
And, speaking of the F-22 and other good ways to save tens, maybe hundreds, of billions of dollars in military expenditures, lets give Marcus the last word.
"The politics of health care make the F-22 fight look simple. It won't be easy to expand coverage in a way that controls costs.
But maybe, just maybe, the naysayers are premature."
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